JH Berry Risk Services — Privacy Notice

Effective Date: March 4th, 2026

JH Berry Risk Services ("JHB," "we," "us," or "our") is an independent insurance and risk management firm based in Birmingham, Alabama. We are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and disclose personal information, whether you provide it to us directly or we receive it from other sources, including your employer if you're covered under a group policy we service.

When Do We Collect Your Information?

We may collect personal information when you:

  • Contact us or request a quote, consultation, or service

  • Are a policyholder or claimant for whom we provide insurance or risk management services

  • Register on our website, subscribe to our email content, or download an article, guide, or resource

  • Attend or RSVP to a JHB event

  • Interact with us through social media (LinkedIn, Facebook, Instagram)

  • Apply for a job with JHB

What Information Do We Collect?

Depending on how you interact with us, we may collect:

  • Contact information — name, mailing address, email address, phone number

  • Insurance policy and claims information — coverage details, claim history, and related records necessary to service your policy

  • Identification and record details — such as driver's license number, vehicle information, or other government-issued identification, where required to obtain or service coverage

  • Demographic information — such as date of birth, employment status, or marital status, where relevant to underwriting or coverage

  • Health-related information — where relevant to certain lines of coverage (such as health, life, or disability insurance)

  • Employment application information — if you apply for a position with JHB

How Do We Use Your Information?

We use personal information to:

  • Provide, service, and support your insurance policies and risk management services

  • Respond to inquiries, provide quotes, and schedule consultations

  • Communicate relevant educational content, market updates, and marketing materials

  • Improve our website and services

  • Comply with legal, regulatory, and contractual obligations

  • Detect and prevent fraud

We rely on your consent, the necessity of processing to provide services you've requested, our legal obligations, and our legitimate business interests as the basis for using your information — consistent with applicable data privacy law.

Do We Collect Information From Children?

We do not knowingly collect personal information from children who have not reached the age of consent under applicable law. If we learn we have done so, we will delete it promptly.

Automatic Data Collection on Our Website

When you visit jhbrisk.com, we may automatically collect certain information through cookies and similar technologies, including:

  • Your IP address, browser type, and device information

  • Pages visited and time spent on our site

  • Referring website or source (including social media platforms)

Cookies: Small files placed on your device that help us recognize returning visitors and understand site usage. You can disable cookies through your browser settings, though this may limit some site functionality.

Web beacons/tracking pixels: May be used, including in connection with advertising on platforms like LinkedIn or Facebook, to understand how visitors interact with our content.

This automatically collected information is used to improve our website and marketing effectiveness, and may be linked to other personal information you've provided to us.

How Long Do We Retain Your Information?

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this notice, including:

  • The length of time required by insurance record keeping regulations

  • Any retention period required by contract or applicable law

  • Ongoing litigation or regulatory holds, if applicable

  • Standard industry record keeping practices for insurance brokerages

When retention is no longer necessary, we take steps to securely delete the information.

Do We Disclose Your Information?

We may share your personal information with:

  • Insurance carriers and underwriters, as necessary to obtain quotes, bind coverage, or service and process claims

  • Service providers, such as our website host, email marketing platform, or CRM, who are contractually required to keep your information confidential and use it only to perform services for us

  • Legal or regulatory authorities, when required by law, court order, or governmental request

  • A successor entity, in the event of a merger, acquisition, or sale of business assets

We do not sell your personal information.

How Do We Protect Your Information?

We use administrative, technical, and physical safeguards designed to protect your personal information. JHB employees are trained on data privacy practices, and access to personal information is limited to those who need it to perform their roles. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Your Choices

  • Marketing communications: Unsubscribe at any time using the link in our marketing emails, or by contacting us directly.

  • Cookies: Adjust your browser settings to refuse cookies; some site features may not function properly if you do.

  • Access, correction, or deletion: Contact us to request access to, correction of, or deletion of your personal information, subject to our recordkeeping obligations as an insurance producer and applicable law.

Third-Party Links

Our website may contain links to other websites. This notice applies only to information collected by JHB. We encourage you to review the privacy practices of any third-party site you visit.

Changes to This Notice

We may update this Privacy Notice from time to time. The "Last Updated" date above reflects the most recent revision. Continued use of our website after changes take effect constitutes acceptance of the updated notice.

Questions or Complaints

If you have questions about this Privacy Notice or how we handle your personal information, please contact us:

JH Berry Risk Services, 2552 18th St S Ste 200, Homewood, AL 35209 (205) 208-1238 | info@jhbrisk.com