Protecting the Organizations That Serve Our Communities
You focus on furthering your mission and supporting people in need—let us handle protecting your organization from the unique risks you face every day.
Driven by Passion. Backed by Decades of Experience.
At JH Berry Risk Services, our commitment to charitable organizations goes far beyond standard insurance policies. We share your passion for creating a positive impact across Alabama. We recognize that managing a non-profit means wearing countless hats—from managing employees and volunteers to regulatory compliance, grant management, fundraising, and fleet operations. Because your mission matters, protecting it requires a tailored risk strategy built around the unique challenges you face every day.
Navigating Complex Risks for Alabama Charities
Directors & Officers (D&O) Protection
Board members and leadership face personal liability for decisions made on behalf of the organization.
Organizations serving vulnerable populations face heightened exposure to abuse and molestation claims. This specialized coverage addresses risks that standard general liability policies often exclude.
Sexual Abuse & Molestation Coverage
From direct care staff to maintenance crews, nonprofits often manage a wide range of job classifications. Proper coverage and claims management help control costs while supporting employees who are injured on the job.
Complex Workers' Compensation
Vehicles used for transportation, outreach, or deliveries carry real liability exposure, while facility and equipment risks can disrupt programs and services. A coordinated approach helps protect both your fleet and your property.
Fleet & Property Coverage
Proven Experience Across the Non-Profit Landscape
Homeless Shelters & Community Outreach Programs
YMCAs & YWCAs
Autism Centers & Special Needs Support
Organ Donation & Medical Support Groups
Equine Therapy Programs for Challenged Children
From large regional nonprofits to small community-based organizations, we work with mission-driven groups to identify exposures, structure the right coverage, and build a risk strategy that helps control costs so more resources stay focused on the mission.
Integrity
People. Service. Results.
We give honest, transparent guidance, even when it means telling clients what they need to hear rather than what they want to hear.
Expertise
Client-Focused
We take the time to understand your organization's mission and operations, building a strategy that fits your needs rather than a one-size-fits-all policy.
Our advisors understand the unique exposures nonprofits face and bring specialized insurance and risk management knowledge to every relationship.
Protect Your Mission Today.
A midyear risk review can help identify gaps before they become costly. Let's talk about the strategy your organization needs to move forward with confidence.